Find out the money you need to retire early ๐ฐ
Step 1: Enter Your Expenses ๐
Category
Expense (in 1000s)
Frequency
๐ Housing
Rent, Home loan EMIs, Maintenance
๐ Utilities
Electricity, Water, LPG
๐ Grocery
Staples, Veg, Fruits, Milk, Oil, Spices, Misc
๐ Education
School fees, Uniforms, Books, Stationery
๐ Transportation
Fuel, Cabs, Car EMIs, Vehicle maintenance
โ๏ธ Healthcare
Regular meds, Doctor visits, Diagnostic tests
๐ Clothing
Basics (seasonal), Shoes (seasonal)
๐งน Household Essentials
Cleaning supplies, Toiletries, Personal care
๐ฑ Communication
Mobile bills, Broadband
๐ก Insurance
Term, Medical, Motor, Home
๐ฐ Tax Expenses
Income tax, STCG tax, LTCG tax
๐ฝ Dining Out
Food delivery, Cafe visits
๐ญ Entertainment
Streaming, Movies, Parks, Concerts
โฝ Extracurricular & Hobbies
Dance/Music, Sports, Gym, Hobby supplies
โ๏ธ Travel
Weekend trips, Domestic vacations
๐
Personal Care
Spas, Salon, Grooming kits
๐ฑ Gadgets
Phone upgrade, Watch, Other electronics
๐ Gifts & Celebrations
Festivals, Birthdays, Gifts to family/friends
๐ Shopping
Home decor, Non-essential clothing
๐ Vehicle
Car upgrade/replacement, Bike upgrade/replacement
๐ก Home
Renovation, Replace home contents
๐ International Travel
Overseas trips, Luxury hotels
๐ฑ High-end Gadgets
Smart devices for home
๐๏ธ Club Memberships
Club memberships
๐ Luxury Fashion
Luxury fashion
๐ท Fine Dining
Fine dining & bars
๐ Kids Education
Higher education
๐ Kids Marriage
For the first marriage
Step 2: Choose Your Multipliers ๐ข
Recommended multiplier is 35 โ
Step 3: Your FIRE Corpus Results ๐
Total Corpus = 35X + O + M + G
Where:- X = Annual Expenses (Necessary + Discretionary + Luxury)
- O = One-Time Expenses
- M = Margin of Error (10% of X)
- G = Gap for Deviations (10% of X)
Disclaimer:
This calculator is provided for informational and educational purposes only.
Results are estimates and should not be taken as financial, legal, or professional advice.
Use of this tool is at your own risk. The creator makes no guarantees of accuracy
and accepts no liability for any decisions made based on its output.
Please consult your financial advisor before making any investment or financial decision.
Please consult your financial advisor before making any investment or financial decision.