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Hello, I am
Sumit Ramani
Actuary, Entrepreneur and Author
An Information and Communication Technology engineer turned actuary. I run an actuarial consulting firm focused on InsurTechs and a B2B tech start-up focused on comprehensive financial planning with depth in insurance. I am passionate about personal finance and ramble about it on Twitter.
Risks, Rewards, and Realities of Financial Independence Retire Early
Rohit Mudliyar, Times India Magazine
Blogs
September 27, 2018, 4:45 PM EST – I was driving back to my hotel in the Philadelphia suburbs, physically drained and emotionally shattered after a devastating day. Earlier, management announced our company’s acquisition by an Indian IT giant, freezing all promotions and raises until March 2019. My expected promotion to Read More
Ring of FIRE Story #2: The Artist I was meant to be
I used to teach Biology for a living- now I paint life from my own perspective. I left the classroom behind to pursue a long-held dream of becoming an artist, trading microscopes for paint brushes and lesson plans for blank canvases. As a child, I dreamed in colours, quietly nurturing the desire to Read More
Calculators
Opportunity Cost of MBA
MBA ROI Calculator 🎓 MBA ROI Calculator Enter Your Details 💼 Current Annual Pay (Lakhs) 📈 Income Growth Rate % 👤 Current Age 🎯 MBA Start Age 💰 Course Cost (Lakhs) ⏳ Course Duration (Years) 📊 Annual Pay Post-MBA (Lakhs) 🚀 Post-MBA Growth % 💹 Discount Rate % 💱 Currency Read More
FIRE Corpus Calculator
Find out the money you need to retire early 💰 Step 1: Enter Your Expenses 📝 Select Currency: Category Expense (in 1000s) Frequency 💡 Necessary 🏠 HousingRent, Home loan EMIs, Maintenance 🔌 UtilitiesElectricity, Water, LPG 🛒 GroceryStaples, Veg, Fruits, Milk, Oil, Spices, Misc 🎓 EducationSchool fees, Uniforms, Books, Stationery 🚌 Read More